Terms and Conditions

This page states the Terms and Conditions (the “General Terms” or the “Agreement”) under which any User (“User”) may use the IFG Capital Web Site located at http://www.ifgcapitalre.com  (the “Web Site”). Please read this page carefully. By accessing and using the Web Site, User accepts and agrees to be bound, without modification, limitation or qualification, by these Terms. If User does not accept any of the Terms stated here, User must not use the Web Site. The right to access and use the Web Site is not transferable to any person or entity.  IFG Capital may, at its sole discretion, modify or revise these Terms at any time by updating this posting. Users are bound by any such modification or revision and should therefore visit the Terms & Conditions page periodically to review the Terms.

YOUR USE OF THE WEB SITE CONSTITUTES YOUR AGREEMENT TO ALL TERMS, CONDITIONS, AND NOTICES CONTAINED HEREIN OR OTHERWISE POSTED ON THE WEB SITE.

GENERAL TERMS

Section 1. Changes

IFG Capital reserves the right at any time and from time to time, to modify or discontinue, temporarily or permanently, the Web Site and any and all features and sections contained therein, with notice to registered users provided via posting to the Website or email, and immediately in the event of technical difficulties.  IFG Capital shall not be liable to any User or to any third party for any such modification, suspension or discontinuance.

Section 2. Rights and Ownership

The contents of the Web Site, such as text, graphics, images, audio, video and other material, as well as the underlying html source code of the Web Site (“Material”) are protected by applicable copyright, trademarks and other proprietary rights, and are owned or controlled by IFG Capital or by third parties that have licensed their Material to IFG Capital. The copying, redistribution, use or publication by you of any such Materials or any part of this website is strictly prohibited.  Unauthorized use of the Material may violate copyright, trademark, the laws of privacy and publicity, and other laws. User must retain all copyright and other proprietary notices contained in the original Material on any copy User makes of the Material. User may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit, any of the Material, in whole or in part or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any public or commercial purpose. User may download IFG Capital’s copyrighted material for User’s personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of the Material will be permitted without the express permission of IFG Capital and the copyright owner. In the event of any permitted copying, redistribution or publication of the Material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. User acknowledges that it does not acquire any ownership rights by downloading the Material. The trademarks, logos and service marks (the “Marks”) displayed on the Web Site are owned by IFG Capital or third parties. User is prohibited from using those Marks without the express, written permission of IFG Capital or such third party. IFG Capital and all related logos, whether or not registered, are trademarks belonging to IFG Capital. All rights reserved. All other trademarks appearing on the Web Site are the property of their respective owners.

Section 3. Links

IFG Capital may provide links to third party websites. These links are provided solely as a convenience to User and not as an endorsement by IFG Capital of the contents on such third-party Web sites. IFG Capital is not responsible for the content of linked third-party sites. IFG Capital exercises no control whatsoever over such other websites and web-based resources, does not make any representations regarding the content or accuracy of materials on such third-party Web sites and is not responsible or liable for the availability thereof or the content, advertising, products or other materials contained thereon. IFG Capital shall not be responsible or liable, directly or indirectly, for any damage or loss incurred or suffered by any user in connection therewith. Users acknowledge their use of these third party websites is at their sole risk.

Section 4. Representations and Warranties – Liability Disclaimers

User represents, warrants and covenants that (a) they will use the Web Site for lawful purposes only (b) no materials of any kind submitted through their account which (i) violate or infringe in any way upon the rights of others, (ii) are unlawful, threatening, abusive, defamatory, vulgar, obscene or profane in the sole discretion of IFG Capital, (iii) encourage conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or (iv) contains any advertising or solicitation with respect to products or services (without the express prior written approval of IFG Capital). The Material may contain inaccuracies or typographical errors. IFG Capital makes no representations warranties or endorsements with regard to the accuracy, reliability, completeness, or timeliness of the Material or about the results to be obtained from using the Web Site and the Material. Advice received via this Web site should not be relied upon for personal, legal or financial decisions and User should consult an appropriate professional for specific advice tailored to their situation.

USER EXPRESSLY AGREES THAT USE OF THE WEB SITE IS AT USER’S SOLE RISK.

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE MATERIALS ON THIS WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND IFG CAPITAL AND ITS SUBSIDIARIES AND AFFILIATES DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.  WE DO NOT WARRANT THAT THE WEB SITE WILL RUN UNINTERRUPTED OR ERROR FREE; THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE ASSOCIATED SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THE WEBSITE IN TERMS OF THEIR ACCURACY, RELIABILITY OR OTHERWISE, YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION.  THE INFORMATION AND DESCRIPTIONS CONTAINED HEREIN ARE NOT NECESSARILY INTENDED TO BE COMPLETE DESCRIPTIONS OF ALL TERMS, EXCLUSIONS AND CONDITIONS APPLICABLE TO THE PRODUCTS AND SERVICES, BUT ARE PROVIDED SOLELY FOR GENERAL INFORMATIONAL PURPOSES.

Section 5. Disclaimers of Certain Damages

IN NO EVENT SHALL NAME AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THIS WEB SITE, THE DELAY OR INABILITY TO USE THIS WEB SITE, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF NAME  OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR OR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO USER. IF USER IS DISSATISFIED WITH ANY PORTION OF THIS WEB SITE, OR WITH ANY OF THESE TERMS OF USE, USER’S SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEB SITE. UNDER NO CIRCUMSTANCES SHALL NAME BE LIABLE TO ANY USER ON ACCOUNT OF THAT USER’S USE OF THE WEB SITE. SUCH LIMITATION OF LIABILITY SHALL APPLY TO PREVENT RECOVERY OF ANY AND ALL DAMAGES INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL AND EXEMPLARY DAMAGES ARISING FROM ANY USE OF THE WEB SITE, INCLUDING ANY DAMAGES THAT MAY BE INCURRED BY THIRD PARTIES.

Section 6. Indemnity

User agrees to defend, indemnify, and hold harmless NAME its officers, directors, employees and agents, third party suppliers of information and documents, advertisers, product and service providers and affiliates (collectively, “Affiliated Parties”) from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, resulting from any use of the Web Site and any Material contained therein by User or by User’s breach of the terms of this Agreement.

Section 7.  Securities Laws

Our Website may include statements concerning our operations, prospects, strategies, financial condition, future economic performance and demand for our products or services, as well as our intentions, plans and objections that are forward looking statements.  These statements are based upon a number of assumptions and estimates which are subject to significant uncertainties which may be beyond our control.  Use of words like “anticipates”, “expects”, “seeks”, “believes”, “intends” and similar expressions are intended to identify forward-looking statements designed to fall within securities law safe harbors for forward looking statements.  NOTHING CONTAINED IN OUR WEBSITE CONSTITUTES AN OFFER TO SELL OR SOLICITATION OR OFFER TO BUY ANY SECURITIES;  SUCH SECURITIES  WILL BE SOLD ONLY PURSUANT TO SPECIFIC OFFERING MATERIALS PROVIDED TO PROSPECTIVE QUALIFIED INVESTORS.

Section 8.   Security

If you use any part of our Website that requires a user name and password you are responsible for maintaining the confidentiality of that information and you agree to accept responsibility for all activities that occur under your account.  If your account or password is compromised in any manner you should notify IFG Capital immediately so that any necessary action can be taken to ensure the security of this website.  If you choose to send any electronic communication to us by means of this website you do so at your own risk.  The internet is an open network and as such is not secure.  We cannot guarantee that your communications will not be intercepted or changed.  For additional information please refer to our Privacy Policy http://www.ifgcapitalre.com/privacy-policy/

Section 9. General

All legal issues arising from or related to the use of the Web Site shall be construed in accordance with and determined by the laws of the State of California without giving effect to any principles of conflicts of law. By using the Web Site, User agrees that the exclusive forum for any claims or causes of action arising out of User’s use of the Web Site shall be either any state court for or within Los Angeles County in the State of California and the United States District Court for the ____________ District of ________. User hereby irrevocably waives, to the fullest extent permitted by law, any objection which User may now or hereafter have to the venue of any such proceeding and any claim that any such proceeding brought in such a court has been brought in an inconvenient forum.

If any provision of this Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term. This Agreement along with our Privacy Policy (http://www.ifgcapitalre.com/privacy-policy/) constitute the entire Agreement between User and IFG Capital with respect to the use of Web Site.